About Us

Insurance Specialists Who Understand Traffic Control

Traffic Control Insurance is powered by Contractors Choice Agency, a contractor-founded insurance firm protecting specialty trades for over two decades.

Traffic control safety training

Built by a Contractor, for Contractors

Our founder, Josh Cotner, spent years in the field before becoming an insurance specialist. That insider perspective is why we get the things generic agents miss, the difference between a flagger and a pilot car operator, why your experience mod spiked after one struck-by claim, and exactly which endorsements a state DOT contract demands.

We have spent more than 20 years building insurance programs for the highest-risk specialty trades. Today we are licensed in all 50 states and serve nearly 300 contractors, with a focus on the road and highway trades where getting coverage right is a matter of safety, compliance, and survival.

We Know Work-Zone Risk

We were founded by a former contractor. We understand live-traffic exposure, taper math, and DOT requirements because we have lived the work.

A-Rated Carriers Only

We place your coverage with financially strong carriers who actually underwrite road, highway, and traffic safety contractors.

298+ Contractors Served

We protect hundreds of specialty contractors nationwide, with deep roots in the trades that work alongside live traffic.

We Answer the Phone

Two-hour claims response and a real person who knows your account. No call centers, no runaround.

Protect Your Crew, Fleet & Contracts

Get a tailored traffic control insurance quote from specialists who understand work-zone risk. Fast, no-obligation, all 50 states.